As I stared at the brown-speckled bananas sitting on my counter, I couldn’t help but feel a mini crisis creeping in—what to do with them? Then it hit me: the perfect solution! This Moist Banana Bread Cake with Cream Cheese Frosting combines the beloved comfort of banana bread with a cake that’s incredibly light and moist. Easy to make and impossible to resist, it’s a dessert that not only pleases the palate but also brings people together. Imagine serving this luscious cake at your next gathering, the sweet aroma filling the room, enticing everyone to gather around. And for those with dietary needs, you’ll find plenty of variations to make it just right! Ready to dive into the world of baking bliss? Let’s get started!

What makes this banana bread cake special?
Moist, Flavorful Delight: This cake dazzles with its rich banana flavor and moist texture, making each bite a heavenly experience.
Irresistible Cream Cheese Frosting: The tangy cream cheese frosting perfectly complements the sweetness of the banana cake, creating a delightful balance that everyone will love.
Versatile Options: From adjusting spices to accommodating dietary needs, this recipe welcomes creativity. You can easily transform it to suit vegans or gluten-free eaters!
Quick & Easy Preparation: With simple step-by-step instructions, even beginner bakers can whip up this cake in no time—you’ll be baking like a pro!
Crowd Pleaser: This cake isn’t just delicious; it’s a guaranteed hit at gatherings, ensuring happy faces and empty plates. Perfect for birthdays or family get-togethers!
With all these amazing features, this Moist Banana Bread Cake with Cream Cheese Frosting will become your new go-to recipe.
Banana Bread Cake with Cream Cheese Frosting Ingredients
For the Cake
- Butter – provides richness and moisture; you can also use plant-based butter for a vegan version.
- Granulated Sugar – sweetens the cake and contributes to its moist texture; no substitutes required.
- Eggs – act as a binder and help with leavening; replace with flax eggs for a vegan option (1 tbsp ground flaxseed mixed with 2.5 tbsp water per egg).
- Full-Fat Sour Cream – adds moisture and a tangy flavor; Greek yogurt can be a good substitute.
- Vanilla Extract – enhances the overall flavor; stick with traditional vanilla for the best result.
- All-Purpose Flour – provides structure; for gluten-free baking, use a gluten-free flour blend instead.
- Baking Soda – acts as a leavening agent; essential for the cake’s rise.
- Salt – balances sweetness and enhances flavor; don’t skip this, as it is crucial.
- Mashed Ripe Bananas – the star of the show, providing moisture and natural sweetness; use very ripe bananas for maximum flavor.
For the Cream Cheese Frosting
- Cream Cheese – forms the creamy, tangy base of the frosting; opt for vegan cream cheese for a dairy-free treat.
- Butter – adds richness; use plant-based butter for a vegan frosting alternative.
- Powdered Sugar – sweetens and thickens the frosting; essential for achieving that fluffy texture.
- Heavy Whipping Cream – gives a creamy texture; a non-dairy cream works well for a vegan version.
Step‑by‑Step Instructions for Banana Bread Cake with Cream Cheese Frosting
Step 1: Preheat the Oven
Begin by preheating your oven to 350°F (175°C) while you gather your ingredients. Prepare a 9×13-inch baking dish by greasing it with butter or lining it with parchment paper for easy removal of the Banana Bread Cake later. This ensures your cake will bake evenly, so everything is ready for the next steps!
Step 2: Cream Butter and Sugar
In a stand mixer, combine the softened butter and granulated sugar, mixing on medium speed until the mixture becomes light and fluffy, about 3-5 minutes. You’ll know it’s ready when the mixture appears pale and has increased in volume. This creamy base is essential for a moist Banana Bread Cake.
Step 3: Incorporate Wet Ingredients
Add in the eggs, full-fat sour cream, and vanilla extract to the creamed butter and sugar. Beat these wet ingredients on medium speed until everything is fully incorporated and smooth, about 2-3 minutes. The mixture should look homogenous and glossy. This step adds moisture and richness to your cake.
Step 4: Mix Dry Ingredients
In a separate bowl, whisk together the all-purpose flour, baking soda, and salt. Gradually add this dry mixture to the wet ingredients in the stand mixer, mixing on low just until combined. Be careful not to overmix; it’s okay if a few flour streaks remain. This blend will create the cake’s structure.
Step 5: Fold in Mashed Bananas
Gently fold the mashed ripe bananas into the batter using a spatula. Make sure to incorporate them well but be careful not to over-mix. You want to maintain a light texture for your Banana Bread Cake, with those sweet banana chunks adding delightful flavor and moisture.
Step 6: Bake the Cake
Pour the batter into your prepared baking dish, smoothing the top with a spatula to create an even layer. Bake in the preheated oven for 25-35 minutes, or until a toothpick inserted into the center comes out clean. Keep an eye out for a golden top and slight springiness to the touch to ensure it’s just right.
Step 7: Cool Before Frosting
Once baked, remove the Banana Bread Cake from the oven and let it cool completely in the pan on a wire rack. This step is crucial, as frosting a warm cake can cause the frosting to melt. Allow it to rest for at least 30-45 minutes while you prepare for the delicious cream cheese frosting.
Step 8: Beat the Frosting Ingredients
In a mixing bowl, combine softened cream cheese and butter. Using an electric mixer, beat these together until the mixture is smooth and creamy. This should take about 2-3 minutes. The cream cheese frosting will provide a delightful tang to balance the sweetness of your Banana Bread Cake.
Step 9: Add Powders and Cream
Gradually incorporate the powdered sugar and heavy whipping cream into the frosting mixture, continuing to beat on medium speed until the frosting reaches a thick and fluffy consistency, about 3 more minutes. The goal is a luscious, spreadable cream that will perfectly top your cooled cake.
Step 10: Frost the Cake
Once the Banana Bread Cake is completely cooled, use a spatula to evenly spread the cream cheese frosting over the top. Take your time to achieve a neat, even layer, and allow the frosting to cascade gently over the edges. This final touch will make your cake irresistibly inviting for anyone eager to take a slice!

Expert Tips for Banana Bread Cake
Perfect Ripe Bananas: Use very ripe bananas for the best flavor and moisture; look for ones with brown spots for maximum sweetness.
Cooling is Key: Allow the cake to cool thoroughly before frosting to avoid melting; this helps keep the frosting intact and beautiful.
Avoid Overmixing: When combining wet and dry ingredients, mix just until combined to maintain moisture in the Banana Bread Cake and ensure a light texture.
Storage Solutions: Keep leftover cake in an airtight container in the fridge for up to 5 days; this helps maintain its moisture and freshness.
Try Variations: Get creative by adding spices like cinnamon or nuts to customize your Banana Bread Cake—these little adjustments can enhance flavor and texture!
Banana Bread Cake with Cream Cheese Frosting Variations
Feel free to get creative with this delicious recipe—there’s always room for a personal touch!
- Spiced Version: Add a teaspoon of cinnamon or nutmeg to the batter for added warmth and spice. Warm flavors will take your taste buds on a cozy journey!
- Nutty Twist: Mix in chopped walnuts or pecans for a crunchy texture and added flavor. These little gems will enhance your banana cake while packing a delightful crunch.
- Mini Cakes: Bake in muffin tins for individual servings, adjusting baking time to about 18-20 minutes. Miniature delights allow everyone to enjoy their slice of heaven without the need for a fork!
- Dairy-Free Option: Swap cream cheese and butter for vegan alternatives to make your frosting suitable for dairy-free diets. Your guests won’t even notice the difference!
- Gluten-Free Delight: Use a gluten-free flour blend instead of all-purpose flour to accommodate gluten sensitivities. Everyone can join the celebration without worry!
- Chocolate Lovers: Add in chocolate chips or chunks to the batter for an extra indulgent experience. Who can resist chocolate combining with banana?
- Extra Moisture: Incorporate a bit of applesauce or additional ripe banana to the batter for extra moisture. This will keep your cake dreamy and luscious with every bite.
- Zesty Lemon Drizzle: For a tangy twist, create a zesty lemon glaze to pour over the frosted cake, adding brightness and a pop of flavor.
If you enjoyed these variations, consider checking out my delightful Fireworks Oreo Cheesecake for another tasty treat or my delightful Patriotic Mini Cheesecakes for festive gatherings!
How to Store and Freeze Banana Bread Cake with Cream Cheese Frosting
Fridge: Store leftover cake in an airtight container for up to 5 days to keep it moist and fresh. Be sure to slice it only when needed to maintain its texture.
Freezer: For longer storage, wrap the unfrosted cake tightly in plastic wrap, then aluminum foil, and freeze for up to 3 months. Thaw in the fridge before serving and then frost.
Room Temperature: If you plan to eat the cake within 1-2 days, you can keep it covered at room temperature to retain its softness.
Reheating: If the cake is chilled, you can reheat individual slices in the microwave for 10-15 seconds to enjoy a warm piece of Banana Bread Cake.
What to Serve with Moist Banana Bread Cake with Cream Cheese Frosting
Indulging in a slice of moist, flavorful cake is pure joy, so why not elevate your experience with some delightful sides?
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Fresh Berries: Juicy strawberries and blueberries add pop and a refreshing contrast to the rich cake, enhancing your dessert experience.
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Vanilla Ice Cream: The creamy sweetness of vanilla ice cream contrasts beautifully with the tangy cream cheese frosting, creating a heavenly pairing.
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Coffee or Espresso: A warm cup of coffee enhances the flavors of the cake, bringing out the banana’s natural sweetness while adding a touch of richness.
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Caramel Sauce Drizzle: Adding a drizzle of warm caramel sauce elevates your cake to dessert heaven, with its silky texture and decadent sweetness.
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Whipped Cream: Light and airy whipped cream provides a delightful contrast to the dense cake, creating a balanced bite with every forkful.
For a more festive touch, why not serve slices topped with fresh mint leaves? This adds a pop of color and freshness that emphasizes the cake’s deliciousness. Your gathering will surely be a hit with these delightful accompaniments!
Make Ahead Options
These Banana Bread Cake with Cream Cheese Frosting are perfect for meal prep enthusiasts! You can bake the cake up to 3 days in advance; simply allow it to cool completely, then wrap it tightly in plastic wrap or aluminum foil and store it in the refrigerator. The cream cheese frosting can also be prepared a day ahead; just keep it in an airtight container in the fridge. When you’re ready to serve, frost your chilled cake, and you’ll be delighted by how fresh and delicious it remains. This way, you save valuable time on busy days while still enjoying a homemade treat that’s just as delightful!

Banana Bread Cake with Cream Cheese Frosting Recipe FAQs
What type of bananas should I use for the best flavor?
Absolutely, using very ripe bananas is key! Look for bananas with plenty of brown spots all over, as they are sweeter and more flavorful. The ideal bananas will have a soft texture, making them easy to mash while adding the perfect moisture to your cake.
How should I store leftover Banana Bread Cake?
To keep your Banana Bread Cake with Cream Cheese Frosting fresh, store it in an airtight container in the fridge for up to 5 days. Make sure to slice only what you need to help retain the cake’s moisture and texture until you’re ready to enjoy another piece!
Can I freeze this Banana Bread Cake?
Certainly! If you want to freeze the cake, wrap it tightly in plastic wrap, followed by aluminum foil to protect it from freezer burn. It can be stored like this for up to 3 months. When you’re ready to enjoy it, simply thaw it in the fridge overnight before frosting.
What if my cake didn’t rise properly?
Don’t worry! If your Banana Bread Cake falls flat, it could be due to old baking soda, so always check that it’s fresh. Also, make sure you’re not overmixing the batter, as this can create a dense texture. If the cake is too moist, it might be that the ratio of mashed bananas was too high. Just remember to follow the ingredient measurements!
Are there any dietary alternatives for this recipe?
Yes, there are many options! For a vegan alternative, you can replace eggs with flax eggs (1 tablespoon ground flaxseed mixed with 2.5 tablespoons water per egg) and use plant-based butter and cream cheese. For gluten-free needs, substitute all-purpose flour with a gluten-free flour blend, and you’re good to go!
How can I make my cream cheese frosting extra fluffy?
Great question! To achieve that extra fluffy texture in your frosting, make sure your cream cheese and butter are at room temperature before you start mixing. Start on low speed to combine the ingredients gently, then gradually increase the speed. Adding the powdered sugar gradually while mixing ensures a smoother consistency, and finish with a tablespoon of heavy cream to make it fluffier!

Moist Banana Bread Cake with Cream Cheese Frosting Delight
Ingredients
Equipment
Method
- Preheat your oven to 350°F (175°C) and prepare a 9x13-inch baking dish by greasing it with butter or lining it with parchment paper.
- In a stand mixer, combine the softened butter and granulated sugar until light and fluffy, about 3-5 minutes.
- Add eggs, full-fat sour cream, and vanilla extract to the mixture, beating until smooth, about 2-3 minutes.
- In a separate bowl, whisk together all-purpose flour, baking soda, and salt. Gradually blend into the wet ingredients.
- Gently fold in the mashed ripe bananas using a spatula with care not to over-mix.
- Pour the batter into the prepared baking dish and bake for 25-35 minutes, or until a toothpick comes out clean.
- Cool the cake completely in the pan on a wire rack for at least 30-45 minutes before frosting.
- In a mixing bowl, beat softened cream cheese and butter together until smooth and creamy, about 2-3 minutes.
- Gradually add powdered sugar and heavy whipping cream to the mixture, beating until thick and fluffy, about 3 more minutes.
- Once the cake is completely cooled, frost it with the cream cheese frosting using a spatula.
